America’s Bottoms Up Democratic Business Model
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This Financial & Economic Collapse page summarizes the Home pages key points and how our honest Forefathers made the fatal mistake in not creating the checks and balances needed to ensure that their 3 separate and independent government branches would never be secretly (and now openly) illegally and unconstitutionally changed to interdependent and corrupt. This page focuses only on the fiscal sector, and the prevention of the money (audit) trails to hide how later corrupt politicians spend their citizen’s tax dollars.

Understand what happened within the fiscal sector and the American people will understand the need for Congress’ 3rd civil service reform to undo what both parties have already illegally and unconstitutionally done over the last 45-years (1981 – 2026). The Home pages (Section III) includes 47 named whistleblower scientists, doctors, engineers, lawyers, accountants, and other disciplines within 27 departments, bureaus, and agencies to record the truth. The American people and the American Federation of Government Employees (AFGE) lawyers, who protect those civil servants, are still unaware of just how badly the last 22 Congresses (97-119), 8 Presidents (Reagan – Trump), and the U.S. Supreme Court Justices (Citizens United ruling) destroyed the “American people” democracy for the following reasons, because both parties’ richest 1%:

  • provided Wikipedia with blatantly inaccurate information and missing information to cover up their lawless acts,
  • abused the government’s secrecy policies, like the Espionage Act, state secrets privilege policies, confidential business information policies,
  • gradually replaced civil servants with contractors that they could more easily control,
  • created their 2 opposing liberal and conservative medias to continue blaming the “other” corrupt party for the lawless govnment they jointly created,
  • replaced whistleblowers with the richest 1%’s media and social media mogul’s reporters and political analysts to control all levels of their misinformation within both the media and the government, and
    • under both parties’ fake claims of America’s democracy, and so far successfully over the last 45-years

The Home pages Section II provides a summary of the key points of how both parties’ destroyed the fiscal sector and then covered up their lawless acts. This is also why the accountant whistleblower created this Financial & Economic Collapse page to record his downward career spiral (like countless other whistleblowers) from EPA’s government service (GS-14) Branch Chief Systems & Accounting, to staff accountant, to a GS-4 data entry clerk, and his failed attempts to expose the total breakdown of EPA’s (and the government’s) fiscal sector.

The below documents record the last 20-year (1990 – 2010) of his federal accounting career where he tried to expose the total breakdown of federal government’s fiscal sector operation, and thru 2026: 

  • March 22, 1993 letter – to the Office of Special Counsel requesting assistance after being removed from my upstairs office and EPA Systems & Accounting Branch Chief position and transferred to a vacated basement mail room, complete with the building’s gray electrical panels, recycled/broken desk and chair because I questioned my non-accountant GS-15 supervisor’s procurement of valueless accounting & systems corporate goods & services.
  • December 10, 1997 – I requested an independent EPA source to provide me with any information she had concerning the use of high level crooked (often unqualified) civil servant managers who used their management positions to procure both harmful and useless corporate goods and service, to then be hired by those same corporations in top management positions, aka revolving door bureaucrats (RDBs).
  • July 20, 1998 letter – to the late Senator Fred Thompson, then Chairman of the Government Affairs Committee, recording how Congress’ budgeting practices delete all accounting data from each federal budget to hide how America’s politicians pilfer our tax dollars, just like all those “other” corrupt government’s politicians!
  • ​June 1, 1999 – Washington Times OpEd, “At EPA Waste, Fraud, and Abuse,” details how our politician’s Central Agencies’ Treasury, OMB, and GAO political appointees prevent accurate federal budget totals, with no response from any politicians, but from the following 3 people:
    • a 2 sentence email from Rosa Parks ([email protected]) offering words of encouragement, several phone calls from/to Ernie Fitzgerald, via his secretary (bette.dudka @pentagon.af.mil), and 2 phone calls from/to an EPA Superfund whistleblower asking my advice on how not to get fired. I had none.
  • November 29, 2005 email – email to Booz Allen Hamilton (BAH) and EPA’s Director RTP Finance Center recording how EPA’s non-accountant managers were retaliating against its accountants for exposing how they and Booz Allen Hamilton (BAH) were covering-up their inability to certify the accuracy of EPA’s OMB reports. 
  • April 7, 2006 email Office of the Chief Financial Officer (OCFO) Survey – I sent this internal email to record my anger and disgust over how non-accountant political appointees were replacing its college accounting graduates with more and more non-accountants to cover-up the gross waste, fraud, and abuse of the American people’s tax dollars.
  • October 23, 2006 email – I sent this email to Comptroller General David Walker, EPA’s CFO, and a CFO manager to record the roles they each played in destroying EPA’s and all federal fiscal sector infrastructures. Shortly after, I received a visit from Doug Barrett, a GS-7 accounting technician that I had hired, now my GS-15 “accounting” supervisor, to end these emails or he would fire me. I refused.
  • October 25, 2006 letter: 2 days later, I was called into my GS-14 “accountant” supervisor’s office, a former GS-4 accounting technician with her high school G.E.D. where I was required to sign a statement acknowledging that I now faced a 4 day leave without pay suspension for ignoring my GS-15’s non-accountant’s threats, for telling the truth. 
  • July 2007: Forced to defend myself or be fired, I filed my case with a rigged Merit Systems Protection Board (MSPB) where I lost that 4 day leave without pay suspension case because EPA’s Office of the Chief Financial Officer (an accounting office) was now controlled by non-accountants.
  • March 9, 2009 –  Speaker Nancy Pelosi / Senator Harry Reid letter that was titled “Contractor fraud at GAO, OMB, Treasury, and GSA” with copies to Senators Richard Burr, Charles Grassley, Representatives David Price, Henry Waxman, and other high level officials, with no response from anyone, and more threats.
  • April 3, 2009 – This internal email to EPA’s management (including Doug Barrett) records the second cover-up by another KPMG auditor with copies to the EPA Administrator (Lisa Jackson), with no response from President Obama’s political appointees, only more threats to end these emails. I refused.
  • May 7, 2009 – President Barack Obama letter – describing the dysfunctional federal bureaucracy that he inherited, and that he ignored, and covered-up while continuing the ongoing retaliation that whistleblowers had experienced as far back as President Ronald Reagan.
  • October 5, 2009 – This internal email was written to Doug Barrett that he certifies the accuracy of EPA’s property reconciliation processes against my strong objections, with copies to the EPA’s Administrator and my (non-accountant) supervisors, no response from anyone, other than more threats.​
  • GAO’s 2021 testimony to President Joe Biden and Congress – GAO’s 2021 testimony confirms that GAO could not certify the accuracy of the last 24 (1997 – 2021) federal budget totals, as legally required by Congress’ 1990 CFO Act.
  • GAO’s 2024 testimony to President Joe Biden and Congress – GAO’s 2024 testimony confirms that GAO could not certify the accuracy of the last 27 (1997 – 2024) federal budget totals.
    • The only information missing from all 27 testimonies were the lawless acts that those Presidents (Clinton, George W. Bush, Obama, Trump, Biden), those Congresses, and GAO played in ignoring and covering-up the financial and economic threats they created.
  • GAO’s 2025 & 2026 testimony – President Donald Trump, the now open dictator, did away with Congress’ legally required testimony in 2025 and 2026.